May 2011

What Does Financial Independence Mean?

May 30, 2011

(Today is Memorial Day. Please take a minute to thank someone you know in your life that has fought for your freedoms and independence. Thank you Grandpa Pollard.) On a less serious note, this weekend I did a revamp to the design of Pocket Changed (I’d love to hear what you think). Through this update [...]

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22 Ways to Quit Making Excuses and Hop Off the Complain Train NOW

May 27, 2011

“Whoa is me.” “My life is so hard.” “I’m having a pity party and you’re all invited.” “I can’t follow my dreams because I don’t have any money.” “I’m stuck on this life path and I can’t change it.” “This is the only job I will ever be able to get with my past experience.” [...]

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How I Finally Signed Up for Mint.com to Budget and Why You Should Too

May 25, 2011

Exactly three years ago, when I started my first job after college, I had $28,000 of debt. I essentially freaked out and did everything in my power to set up a plan to get out of debt. I was determined to change my financial situation for the better and opened up a blank Microsoft Excel [...]

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My Life is Missing Adventure

May 23, 2011

Helen Keller said, “Life is either a daring adventure, or nothing.” Many times in the past few years I have thought to myself, “What is my life missing?” I moved across the country after college for what I assumed was a dream job and I am grateful for what I have, but I am also [...]

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Keep to the Code: Financial Advice from Captain Jack Sparrow. Savvy?

May 20, 2011

You’d be hard pressed to find someone that is more resourceful and cunning than Jack Sparrow. He ends up in some extremely precarious positions and somehow finds a way out every single time. In fact, in almost every difficult situation he is confronted with, he manages to squirm into one with an even better outcome. [...]

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The Only 100 Words You Need to Read Today

May 18, 2011

Getting out of debt and becoming financially independent depends on taking action. Paying off your credit cards. Sending in that extra loan payment. Automating a savings plan. Setting up your retirement account. When too much time is spent doing research and not enough is spent on doing actual work, nothing will change. Create a life [...]

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You Do Not Have to Be Rich to Own Your Decisions

May 16, 2011

Once you are out on your own, there is no one in charge of your life more than you are. When you are growing up your parents, teachers, and coaches are there to guide you towards the best path to take. The greatest challenge I have had in the past few years is talking charge [...]

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How to Curb Your Biggest Spending Weakness in Just 15 Minutes

May 13, 2011

If you’re like me, you have one major weakness when it comes to spending money. I cut coupons and buy generic brands of food at the grocery store, but when it comes to my weakness, I easily make excuses to justify the purchase to myself. My weakness is electronics. If it plugs into a wall, [...]

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How to Quit Being a Cog in the Machine and Build Your Own Business

May 11, 2011

As I see it, there are just two different ways to live your life and develop your career. Be a cog in a machine Build your own machine All through my life I just assumed that I would go work at a single company for 40+ years, save 8% each year, get a pension, and [...]

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Can’t Take It Anymore

May 9, 2011

If you are trapped, fed up, or at the breaking point in your life, today’s post is for you. You keep forcing yourself to get up each morning to go to the job you dread sitting at all day. You tell yourself that someday soon you’ll escape this place and go do something you are [...]

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