October 2011

The Real Problem with Personal Finance

October 26, 2011

Here’s the problem with personal finance. 90% of the time people know what they need to be doing with their money and they either do it or they don’t. People generally have enough knowledge to manage their money on their own. What they are looking for is the motivation to change their habits and for [...]

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Are You Being Penny Smart or Dollar Dumb?

October 20, 2011

Yesterday I got a check in the mail from a former employer for a whopping $0.12. Twelve cents! Let’s do some math here: Cost to mail the check + cost to process the check > the actual $0.12 I was owed. Was it really worth it for them to send me that check? Are You Being [...]

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When Should You Put One Dream Aside to Follow Another?

October 13, 2011

Note from Caleb: Today’s post is from Aiste Lei, who previously wrote about her road to freedom. Today she writes about how sometimes you need to put one dream aside to follow another even bigger dream. As a child, student and a young photographer I had no idea I would ever be running a café. [...]

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Net Worth Transparency: October 2011

October 11, 2011

It is time for another Net Worth Transparency report. Just as a reminder, I do these reports for three reasons. To hold myself publicly accountable. To show you how important it is to track your own net worth. To motivate you to learn how to track your net worth. Without further ado, here are the numbers [...]

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Ask the Readers: What Do You Wish You Had ACTUALLY Learned in College?

October 6, 2011

College does not teach you jack about money. During the past year of writing on Pocket Changed this one thing that has stood out most of all to me. Through speaking at universities, coaching people one-on-one, working on a Hollywood documentary, attending industry conferences, and advising real-life friends, this one disturbing fact stands out above [...]

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How to REALLY Laugh in the Face of Fear and Quit Living a Boring Life

October 4, 2011

For the first 3.5 years after college, while working as a desk jockey, I was that person that just settled. My job was “good enough”. It was fulfilling “enough”. I relied on other parts of my life for enjoyment and generally had a “good life”. What was slowly turning me into a boring, lifeless white-collar [...]

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